Our Group Policy provides death benefits to survivors of volunteer firefighters
and disability benefits to firefighters catastrophically injured in the line of duty.
and disability benefits to firefighters catastrophically injured in the line of duty.
Below are just some of the Benefits you will receive with your Policy,
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$10,000 LINE OF DUTY OCCUPATIONAL COVERAGE
The Company will pay the Benefit Amount shown in the Schedule of Benefits, subject to all applicable conditions and exclusions, if the Insured Person suffers a Covered Loss that occurs during a Covered Activity and while the Insured Person is Acting in the Line of Duty. The Covered Loss must take place while: 1. the Insured Person is on duty, on or off the Policyholder’s premises; or 2. Acting in the Line of Duty during response to an emergency while off duty. |
$7,500 24-HOUR COVERAGE (Business & Pleasure)
The Company will pay the Benefit Amount shown in the Schedule of Benefits, subject to all applicable conditions and exclusions, when the Insured Person suffers a Covered Loss that occurs any time while insured by this Policy including riding in or entering or exiting an Aircraft. |
Additional Benefits in Addition to Above Coverage
Burial and Cremation Benefit
A benefit is payable for the burial or cremation of an Insured Person who dies from a Covered Injury and an Accidental Death benefit is payable. The benefit is $5,000.
A benefit is payable for the burial or cremation of an Insured Person who dies from a Covered Injury and an Accidental Death benefit is payable. The benefit is $5,000.
Accidental Severe Burn and Disfigurement Benefit
A benefit is payable if an Insured Person suffers a Third Degree Severe Burn and Disfigurement from a Covered Loss, subject to a Maximum of $100,000.
A benefit is payable if an Insured Person suffers a Third Degree Severe Burn and Disfigurement from a Covered Loss, subject to a Maximum of $100,000.
ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D)
The Company will pay the Benefit Amount for any one of the Covered Losses listed in the Schedule of Benefits, subject to all applicable conditions and exclusions, if the Insured Person suffers a loss as a result of a Covered Injury within 365 days of a Covered Accident.
The Company will pay the Benefit Amount for any one of the Covered Losses listed in the Schedule of Benefits, subject to all applicable conditions and exclusions, if the Insured Person suffers a loss as a result of a Covered Injury within 365 days of a Covered Accident.
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